Watu Credit is a dynamic and fast-growing non-bank finance company. Watu Credit Limited harnesses technology to offer unsecured lending, primarily via mobile services. Watu Credit aims to become the leading African provider of a broad set of inclusive financial products, delivered through technology in a fast, efficient, and professional manner. Watu Credit Limited headquarters are located in Mombasa.
Watu Credit Products
Watu Credit Asset Finacing
Key features
Asset financing loan is a loan product for clients intending to purchase motor vehicles. The Company is currently focusing on motorbikes and three wheelers. The financed asset serves as collateral for the loan.
Loan amount
Up to 75% of asset value.
Loan Application
Via Watu Credit branch offices or partner dealerships.
Duration
Up to 14 months.
Interest method
Flat.
Interest rate
Variable.
Repayment Frequency
Weekly.
Extendable
No.
Repayment Method
Mpesa transfer.
Eligibility
- National ID for borrower and guarantors;
- Kenya Revenue Authority-PIN certificate;
- Client minimum downpayment;
- Two guarantors;
- Good credit history and current standing;
Watu credit Contacts
Head Office, Mombasaplace
Watu credit Branches
Watu Credit Limited
1st floor, Avenue Plaza, Nyali – Mombasa, Kenya
Please do not send Job Applications to this email – refer to our Careers section instead.emailE-mailinfo@watucredit.com – for general inquiriescustomercare@watucredit.com – for customer-related inquiriesphoneInquiries(+254) 0790 000 999
(+254) 0709 739 000Sales Office, Mombasaplace
Watu Credit Limited
Mbaraki Road, Pearl Arcade Building, Office Number 4 (Opposite Likoni Tower Apartments)
For directions, click here📍phoneInquiries(+254) 0711 522 522Malindiplace
Watu Credit Limited
Malindi, Along Malindi – Mombasa Road, (opposite Malindi Methodist primary)
For directions,click here📌phoneInquiries(+254)0799 111 444Nairobiplace
Watu Credit LimitedVision Plaza Nairobi, Mombasa Road
Ground Floor, Office 5
For Directions, click here📍phoneInquiries(+254) 0727 563 435
(+254) 0702 000 555Nakuruplace
Watu Credit Limited
Along Nakuru – Eldoret highway, Koleni stage, Gillani Building (near Car and General)phoneInquiries(+254) 0702 111 555
(+254) 0799 383 355Eldoretplace
Watu Credit Limited
Along Kisumu Road, Pioneer Area at Brookside
Opposite CMC Motors. phoneInquiries(+254) 0798 777 888Kitaleplace
Watu Credit Limited,
Teryet building, next to Alakara Hotel,opposite Davis and Shirtlif.
phoneInquiries(+254) 0711 222 223Bungomaplace
Watu Credit Limited, Opposite Bungoma Governor Office main gatephoneInquiries(+254) 0700 777 776Kakamegaplace
Watu Credit Limited
Walia’s Center, Ground Floor – Office Number 3
Next to CIC Insurance (along Kisumu Kakamega Highway) phoneInquiries(+254) 0711 333 334Kisiiplace
Watu Credit Limited
Kisii Migori Road, Metro Hotel Ground floor (Opposite Maram Machineries)
Adjacent to Chaka Footwear.
For Directions, click here📌phoneInquiries(+254) 0701 222 223Kisumuplace
Watu Credit Limited
MURBS Building, Makasembo Road
(opposite KIWASCO Offices, Ground Floor)
For Directions, click here📍.phoneInquiries(+254) 0700 444 448Kerichoplace
Watu Credit Limited
Ubora Centre, 1st Floor Room No.102
Along Tengecha Lane (behind Kenya Women Finance Trust Bank)
For directions,click here📌phoneInquiries(+254) 0798999111Migoriplace
Watu Credit Limited
Located at Jamaa Filling Station, along Migori Isibania Highway, Opposite Risiki Plaza.
phoneInquiries(+254) 0796333222Bometplace
Watu Credit Limited
Tenwek – Silibwet Junction (opposite Chelsa Academy).
phoneInquiriesInquiries: (+254) 0798909090 / (+254) 0799383355Kapsabetplace
Watu Credit Limited
Sales unit with the following dealerships:
- K-Plus Dealership (adjacent to Tiryo Supermarket),
- Dimax Dealership (opposite main stage entrance, Kapsabet)
- Kokwet Honda (adjacent to One Acre Fund)
phoneInquiries(+254) 0796 333 999Meruplace
Watu Credit Limited
Meru Office is located at Bagine House along Njuri Ncheke Street, behind Meru main stage.
For Directions, click here📌phoneInquiries(254) 0796 555 444Kampala, Head Officeplace
Watu Credit LimitedPlot 1 Kololo Hill Drive (near Acacia Mall)Block B 2nd Floor Suite B,
Kampala, Uganda.emailE-mailinfo.ug@watucredit.comphoneInquiriesFor Customer-related/General Inquiries: (+256) 0750410000
For Management Inquiries:
(+256) 0754160006Kampala, Sales Officeplace
Watu Credit LimitedSales Office at the Safe Boda Academy in Kyebando, Kanyike Road
Kampala, Uganda.phoneInquiries(+256) 0750410000Ibadan, Nigeriaplace
Suite 1, Joke Plaza (second gate), beside Trans Amusement Park, Bodija, Ibadan, Oyo state, Nigeria
For directions, click here📍phoneInquiries+234(0)9011117770.Mauaplace
Watu Credit Limited
Kaburu Complex, Ground floor.phoneInquiries(+254) 700 331 111Mumiasplace
Watu Credit Limited
Sales unit with the following dealerships:
- Meena Collection (located along Musanda Road, opposite Post Bank –TVS models);
- Euromin Agencies (located along Mumias-Bungoma Highway, opposite Mumias Police Station – Honda models);
- Nayan Limited (Bajaj Boxer models).
phoneInquiries(+254) 0700 227 777Siayaplace
Watu Credit Limited
Ragama Building, ground floor, Siaya
1st Floor-
Opposite KCB Bank.
phoneInquiries(+254) 0797 888 999Voiplace
Watu Credit Limited
Sales Units with the following dealerships: Taheri Motorcycles Babool (Kassam Building, near Maghonyi Plaza);
- Elshammah Motorcycles (next to Car and General Voi);
- Car and General Kariokor Voi ;
- Mwatate Tvs Auto (next to CocaCola depot);
- Elshammah Wundanyi (behind Lavender Hotel);
- Elshammah Mwatate;
- Elshammah Taveta;
- Hayee Motorcycles Taveta,
- Okoa Jahazi (Kibwezi).
phoneInquiries(+254) 0700 339 999Homabayplace
Watu Credit Limited
Sales unit with the following dealerships:
- Ritu Enterprises( along Kisumu-Rongo Highway);
- Just Nice Limited (dealer in TVS bikes – opposite Total Petrol Station, along Kisumu-Rongo Highway);
- Hartland Enterprises Limited (dealer in Honda bikes – opposite Total Petrol Station, along Kisumu-Rongo Highway)
- Market Serve Enterprises (dealer in Sonlink bikes – next to KWFT Bank, along Kisumu- Rongo Highway)
phoneInquiries(+254) 0700 344 444Kituiplace
Watu Credit Limited
Sales unit with the following dealerships:
- Wiga Limited (near Magunas Supermarket Kitui-Mwingi Highway for Boxer, Sonlink bikes);
- Abson Kitui (opposite Muslim Cemetery along Kitui Mwingi Highway- for Haojin bikes);
- Ducati (opposite Family Bank for Sonlink bikes);
- Kitui Auto (opposite Family Bank for TVS bikes);
- Ultum Mega (opposite Parkside Hotel for Honda bikes)
- Shoprite Royal (Kikima Town, opposite Kikima Market for Haojin bikes)
phoneInquiries(+254) 0705 888 111Narokplace
Watu Credit LimitedSales unit with the following dealerships: Stop In Ventures (near Naivas Supermarket, along Nakuru- Narok road); Dakarems Limited Kenya (near Total Petrol Station, along Mai Mahiu- Narok Road); Pephy Investments (opposite Kim’s Breeze Hotel along Mai Mahiu- Narok Road)
phoneInquiries(+254) 0705 888 222Mbaleplace
Watu Credit Uganda LimitedPlot 2 Manafwa Road, opposite DTB Bank
Mbale, Uganda. phoneInquiries0800388801 (Toll free line)Jinjaplace
Watu Credit Uganda LimitedPlot 42 Main Street Road, opposite Jinja Police Station
Jinja, Uganda. phoneInquiries0800 388 802 (Toll free line)