- Go to Equitel Menu
- Select My Money
- Select Buy Airtime/Bundles
- Select Account
- Select Buy Airtime
- Select for this line
- Enter Amount
- Confirm details
- Enter your PIN
- You will receive a confirmation SMS
- Go to your Equitel Menu
- Select My Money
- Select Buy Airtime/Bundles
- Select Account
- Select Buy Airtime
- Select Other number
- Select Airtel
- Enter phone number
- Enter Amount
- Confirm details
- Enter your PIN
- You will receive a confirmation SMS
- Go to your Equitel Menu
- Select My Money
- Select Buy Airtime/Bundles
- Select Account
- Select Buy Data Bundles
- Select for this line
- Enter PIN
- Select Bundles
- You will receive a confirmation SMS
- Go to your Equitel Menu
- Select My Money
- Select Buy Airtime/Bundles
- Select Account
- Select Buy Data Bundles
- Select Other Equitel line
- Enter phone number
- Enter PIN
- Select Bundles
- You will receive a confirmation SMS
- Go to your Equitel Menu
- Select My Money
- Select Send /Pay
- Select Account
- Select To Equity Member
- Select Enter account / phone
- Enter the Member’s Account Number or Equitel Phone number
- Enter Amount
- Confirm details
- Enter your PIN
- You will receive a confirmation SMS
- Go to your Equitel Menu
- Select My Money
- Select Send /Pay
- Select Account
- Select To Others
- select Other Bank
- Select Look up Bank Codes
- Enter the first letter or key word of the other bank
- Enter Bank code
- Enter recipient’s account number
- Enter reciepient’s Name
- Enter recipient’s phone number
- Enter Amount
- Confirm details
- Enter your PIN
- You will receive a confirmation SMS
- Go to your Equitel Menu
- Select My Money
- Select Send /Pay
- Select Account
- Select To Others
- Select preferred mobile money provider
- Enter phone number
- Enter Amount
- Confirm details
- Enter your PIN
- You will receive a confirmation
- Go to your MPESA Menu
- Select Lipa Na Mpesa
- Select Paybill
- Select Business Number
- Enter 247247
- Select Account number
- Enter Recipient’s Equitel phone number/Equity Account number
- Enter Amount
- Enter MPESA pin
- Confirm details
- You will receive a confirmation SMS
- Go to your Equitel Menu
- Select My Money
- Select Loans
- Select Get Loan
- Select Account
- Select Eazzy loan
- Select Account
- Enter Amount
- Confirm details
- Enter your PIN
- You will receive a confirmation SMS
- Go to your Equitel Menu
- Select My Money
- Select Loans
- Select Pay loan
- Select Partial payment
- Select account to pay from
- Enter PIN
- Choose loan account
- Enter Amount
- You will receive a verification message with the payment details.
- Confirm details
- You will receive a confirmation SMS that the loan repayment has been successful.
- Go to your the Equitel Menu
- Select My Money
- Select Loans
- Select Loan Limit
- Select Eazzy Loan
- Enter Pin
- Select Account
- You will receive a confirmation SMS with your loan limit details.
- Go to your Equitel Menu
- Select My Money
- Select Withdraw Money
- Select Agent Withdraw
- Select Account
- Enter Agent Number
- Enter amount
- Confirm details
- Enter your PIN
- You will receive a confirmation SMS
- Press the Equitel Button on an Equity Bank ATM machine
- Enter your Equitel phone number
- Check if the number you have entered is correct and if so, press Correct on the ATM machine
- Select / Type amount of money you want to withdraw from the ATM machine
- You will receive a pop-up message on your phone asking you to confirm that you want to withdraw the amount requested. Select YES.
- Enter your PIN on your phone
- The cash you requested for will be dispensed by the ATM machine
- You will receive an SMS on your Equitel Line confirming the transaction details
- Go to your Equitel Menu
- Select Equitel
- Select My Money
- Select Send /Pay
- Select Account
- Select Paybill
- Select Business
- Select More
- Select DSTV/GOTV or Startimes
- Enter your DSTV / GOTV or Startimes bill account number
- Enter Amount
- Confirm details
- Enter your PIN
- You will receive a confirmation SMS
- Go to your Equitel Menu
- Select My Money
- Select Send /Pay
- Select Account
- Select Paybill
- Select Business
- select Nairobi Water
- Enter your Nairobi Water bill account number
- Enter Amount
- Confirm details
- Enter your PIN
- You will receive a confirmation SMS
- Go to your Equitel Menu
- Select My Money
- Select Bank Balances
- Select Account
- Select the account number/card
- Select Send by SMS
- Enter your PIN
- You will receive a confirmation SMS
Send to airtel money / Mpesa | ||
Minimum Amount | Maximum Amount | Total Charge to customer (tax incl) |
100 | 34.10 (Maximum Charge) | |
101 | 500 | 38.50 (Maximum Charge) |
501 | 1 1,000 | 44.00 (Maximum Charge) |
1,001 | 1,500 | 49.50 (Maximum Charge) |
1,501 | 2,500 | 60.50 (Maximum Charge) |
2,501 | 35,000 | 60.50 (Maximum Charge) |
Sending to other bank account – PESA LINK | ||
Minimum Amount | Maximum Amount | Total Charge to customer (tax incl) |
10 | 500 | 0.00 (Maximum Charge) |
501 | 10000 | 37.00 (Maximum Charge) |
10001 | 50000 | 62.00 (Maximum Charge) |
50001 | 100,000 | 87.00 (Maximum Charge) |
100,001 | 200,000 | 112.00 (Maximum Charge) |
200,001 | 500,000 | 137.00 (Maximum Charge) |
500,001 | 999,999 | 162.00 (Maximum Charge) |
Sending to other bank account – RTG | ||
Minimum Amount | Maximum Amount | Total Charge to customer (tax incl) |
1 | 100,000 | 300.00 |
100,000 | Per Transaction | |
Max per day: | 500,000 |
Sending to Equity bank account – RTGS | ||
Minimum Amount | Maximum Amount | Total Charge to customer (tax incl) |
1 | 300,000 | 0 |
300,000 | Per Transaction | |
Max per day: | 1,000,000 |
Cash withdrawal charge | ||
Minimum Amount | Maximum Amount | Total Charge to customer (tax incl) |
100 | 2,500 | 27.50 (Maximum Charge) |
2,501 | 5,000 | 49.50 (Maximum Charge) |
5,001 | 10,000 | 82.50(Maximum Charge) |
10,001 | 20,000 | 159.50 (Maximum Charge) |
20,001 | 35,000 | 187.00 (Maximum Charge) |
35,001 | 50,000 | 214.50 (Maximum Charge) |
50,001 | 100,000 | 242.00 (Maximum Charge) |
Mini statement request – Email | ||
Total Charge to customer (tax incl) | ||
5 |
Rate across all Networks | ||
Call Rate) | SMS Rate | |
Kes.4.50 | Kes.1.10 |
Read Also:
- How to Deposit Money to Coop Bank via Mpesa, Co-operative Bank’s paybill number 400200.
- Mpesa to KCB: How to Deposit Money Into KCB Account Using Mpesa
- How to Use Equity Bank Mpesa Paybill Number to Transfer Money to Equity Account
- Mpesa to Stanbic Bank Account: How to Deposit Money Into Stanbic Bank Account Using Mpesa
- How to pay Stawi Loan Via Mpesa Paybill Number 796101

Jordan Lee is the financial expert behind MillennialMoneyBlogger.com, with over 8 years of experience and a Master’s degree in Financial Economics. He specializes in guiding millennials through budgeting, saving, and investing. Jordan shares practical tips to help young professionals achieve financial freedom. Connect with him on Facebook, where he has 1.3K followers and 1.1K likes, at MillennialMoneyBW.