Safaricom Mpesa Charges: Mpesa Withdrawal Charges and Rates

Current Safaricom Mpesa charges for sending and withdrawing money through a Safaricom agent, ATM and M-pesa tariffs when transferring cash both to registered and non-registered Mpesa users. All Mpesa deposits are free. There are no Mpesa charges when buying Safaricom airtime through Mpesa.

Mpesa is one of the top ways to get paid online. The low Mpesa charges have helped freelance workers make money online from home. They get paid to write through part-time jobs. Data entry home jobs are one of the ways to make money online from home

The many profitable business opportunities in Kenya have made mobile money payment popular. Mpesa registration is free and there are no charges when you generate your Safaricom Mpesa statement. However, Mpesa charges and rates went up a little in July 2018.

This is after Treasury CS Henry Rotich increased excise duty on all mobile money transfers by 2 percent, to the current rate of 12%. According to the CS, some of the extra revenue that the Kenyan government will collect through this increase in tax will be used to provide support for social development programs. These include universal healthcare.

Safaricom Mpesa Charges 2019

Min (Ksh)	Max (Ksh)	Transfer to other M-PESA Users	Transfer to Unregistered Users	Withdraw From M-PESA Agent
1	49	Free	N/A	N/A
50	100	Free	N/A	10
101	500	11	45	27
501	1,000	15	49	28
1,001	1,500	26	59	28
1,501	2,500	41	74	28
2,501	3,500	56	112	50
3,501	5,000	61	135	67
5,001	7,500	77	166	84
7,501	10,000	87	205	112
10,001	15,000	97	265	162
15,001	20,000	102	288	180
20,001	35,000	105	309	191
35,001	50,000	105	N/A	270
50,001	70,000	105	N/A	300

Safaricom Mpesa Withdrawal Charges for ATM

Mpesa Transaction Range (Ksh)
Min (Ksh)	Max (Ksh)	Mpesa Charges
200	2,500	34
2,501	5,000	67
5001	10,000	112
10,001	20,000	197

Other Safaricom Mpesa Transaction Charges

Mpesa Transaction	Mpesa Charges (Ksh)
Change M-PESA PIN	22
All Deposits	0/FREE
Register for M-PESA	0/FREE
Buy Airtime	0/FREE
Check M-PESA Balance	1

NOTE:

Maximum Account Balance allowed is Ksh 100,000.
The maximum Daily Transaction Value is Ksh 140,000. Maximum per transaction is Ksh 70,000
You cannot withdraw less than Ksh 50 at an M-PESA agent outlet.
To transact, your Safaricom line and M-PESA account must be active.
At an agent outlet, you cannot deposit money directly into another M-PESA customer’s account.
You earn Bonga points when you transact on M-PESA.
To register or transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID, Passport, Military ID, Diplomatic ID or Alien ID/Foreigner Certificate.